Mortgage Myths & Facts: Separating Truth from Fiction
Don’t let mortgage myths hold you back. Learn the truth about down payments, credit scores, loan approvals, and more.
The Hart of Homeownership offers expert mortgage advice, home buying tips, and financial strategies to help you buy, refinance, or plan with confidence.
Whether you're a first-time buyer, veteran, or current homeowner, our blog simplifies the mortgage process with clear, SEO-optimized content backed by 12+ years of experience.
Explore real client stories, current market trends, and smart strategies for every stage of homeownership.
Start your journey to a smarter home purchase today.
Don’t let mortgage myths hold you back. Learn the truth about down payments, credit scores, loan approvals, and more.
Harmony Home Mortgage provides expert home loan solutions, including FHA, VA, Conventional, USDA, and Non-QM loans. Licensed in FL, GA, NC, SC, and MI, we make homeownership simple and stress-free.
Business Hours
Monday – Friday: 9 AM – 6 PM
Saturday: 10 AM – 2 PM
Sunday: Closed
Mortgage Services
Resources
Company
Legal & Compliance
Harmony Home Mortgage is an independent mortgage broker licensed in Florida, Georgia, North Carolina, South Carolina, and Michigan.
NMLS ID: 1162063
Business NMLS ID: 2629625
All loans are subject to underwriting approval. This is not a commitment to lend. Terms and conditions apply.
Legal Pages
Follow Us Online
Blog Sign Up
Stay updated on mortgage tips, market trends, and homebuying resources.